Cashback cards

2% flat cash back

Citi · Double Cash

Official Citi page currently shows 2% cash back plus a welcome bonus for Double Cash.

Last verified: Mar 26, 2026, 11:22 PMVerification mode: Live source checkSource: Citi

Checked against the live source page. Offers can change quickly, so always confirm the live terms before applying.

Bonus

$200

Potential promo value

Annual fee

$0

No annual fee

Why Money Pulse included this

$200 welcome bonus · simple everyday card

Easy all-purpose fallback when category optimization is not the goal.

Source-first trust check

Citi is the primary source for this page. Money Pulse uses it as the trust anchor, but you should still confirm the live terms before acting.

Best if

  • You want everyday rewards without taking on an annual fee.
  • A lot of your regular spending is groceries, gas, or other common household categories.
  • You prefer one simple card over juggling rotating or niche categories.

What’s the catch?

  • Card value depends on approval odds, category caps, and whether you pay in full every month.
  • Credit approval required
  • Review current offer terms before applying.
  • Compare total value against at least one alternative option.

Before you apply

  • Credit approval required

How to trust-check this deal

1. Check the source

Open Citi and confirm the headline, bonus/APY, and key restrictions are still live.

2. Check the friction

Check the real friction: direct deposit, spend hurdles, balance requirements, points, or fee fine print.

3. Check one alternative

Compare one credible alternative so you do not overvalue the first decent-looking offer.

Notes

  • Review current offer terms before applying.
  • Compare total value against at least one alternative option.