Money Pulse deals

Best personal finance deals by category.

No fit score yet. Just clear category-by-category rankings.

Ranked by reward rate, bonus, and fee burden

Cashback cards

American Express

3% cash back on groceries, gas, online retail

$0 annual fee · official Amex offer page

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Citi

2% flat cash back

$200 welcome bonus · simple everyday card

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Ranked by rate, APR, and fee notes

Freddie Mac

6.65% 30Y average

15Y FRM 5.89% · weekly market comparison baseline

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Bankrate

Compare lender quotes

Useful for rate shopping and fee comparison

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Ranked by APR, term, and restrictions

PenFed

Competitive starting APR

Good first stop for refi comparison

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LightStream

No-fee online flow

Fast decisioning for qualified borrowers

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Ranked by APY, bonus, and friction

SoFi

Up to $250 checking bonus

3.30% APY · qualifying deposits or direct deposit required · no monthly fee

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Discover

4.25% APY

No monthly fee · straightforward setup

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