Mortgage / refi
6.65% 30Y average
Freddie Mac · PMMS 30Y Benchmark
Freddie Mac PMMS currently shows a 6.65% average 30-year fixed mortgage rate, with 15-year fixed at 5.89%.
Checked against the live source page. Offers can change quickly, so always confirm the live terms before applying.
Why Money Pulse included this
15Y FRM 5.89% · weekly market comparison baseline
Gives users a live benchmark before they spend time shopping lender-specific refinance quotes.
Source-first trust check
Freddie Mac PMMS is the primary source for this page. Money Pulse uses it as the trust anchor, but you should still confirm the live terms before acting.
Best if
- You want a clean market baseline before spending time on lender applications.
What’s the catch?
- Quoted mortgage rates can shift with credit profile, points, loan size, and occupancy details.
- Benchmark only, not a lender offer
- Review current offer terms before applying.
- Compare total value against at least one alternative option.
Before you apply
- Benchmark only, not a lender offer
How to trust-check this deal
1. Check the source
Open Freddie Mac PMMS and confirm the headline, bonus/APY, and key restrictions are still live.
2. Check the friction
Check the real friction: direct deposit, spend hurdles, balance requirements, points, or fee fine print.
3. Check one alternative
Compare one credible alternative so you do not overvalue the first decent-looking offer.
Notes
- Review current offer terms before applying.
- Compare total value against at least one alternative option.