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Monthly spending
You
$4,900
Benchmark
$4,300
$600 above cohort median
Money Pulse sample
Four comparison cards, then one opportunity card.
2-person household · $120k–$160k · San Jose
Monthly spending
You
$4,900
Benchmark
$4,300
$600 above cohort median
Mortgage rate
You
6.9%
Benchmark
5.9%
1.0% above current benchmark
Housing payment
You
$3,250
Benchmark
$2,980
$270 above peers
Cash yield
You
0.5%
Benchmark
4.5%+
Cash income gap is large
Opportunity radar
You
Best now
Benchmark
Savings · card · auto · mortgage
Start with savings yield, then rate shopping